Build better credit with Aqua.For Aqua Timeless

The card that claims yes to working for you grow your credit rating whenever used responsibly

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

Build better credit with Aqua

The card that claims yes to helpingyou create your credit scorewhen utilized responsibly

37.9% APR

Representative (variable) for Aqua Vintage

Failure to produce re re payments on time or even to remain in your borrowing limit ensures that you are going to spend extra costs and can even make getting credit in the long term more costly and hard.

Why Aqua?

Without headaches

Look at your eligibility within just 60 moments, without any effect on your credit rating

Helpful tools

Stay static in control with your handy software, text alerts, of good use guides and more

Grow your credit history

You can be helped by us begin your journey to building a much better credit history once you handle your account well

Usage with Apple Pay

You may make quick and secure purchases online, through apps or in-store. Include your Aqua card to Apple Pay to start out purchases that are making together with your Apple products. For detailed put up and guidelines visit, How to create Apple Pay.

No effect on your credit rating

We assist over 4,000 individuals every week, and now we could say yes for you too. Because we use SafeCheck, we are able to inform you whether you’re eligible without impacting your credit history. It is super effortless and you’ll get yourself a response in under one minute.

37.9% APR

Representative (variable) for Aqua Timeless

We assist over 4,000 individuals every and we could say yes to you too week. Whether you’re eligible without impacting your credit rating because we use SafeCheck, we can let you know. It is super effortless and you’ll obtain a response within just one minute.

37.9% APR

Representative (variable) for Aqua Timeless

Beginning borrowing limit from ВЈ250 to ВЈ1200

See just what our clients say


Credit available simply to British residents aged 18 and over. Susceptible to status. Terms use. The APR applicable for your requirements shall be determined by our evaluation of one's application.

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Offered to make use of with Apple Pay

Credit is provided by NewDay Ltd. NewDay Ltd and NewDay Cards Ltd are businesses registered in England and Wales with subscribed numbers 7297722 and 4134880 correspondingly. They form the main NewDay number of organizations. The subscribed workplace for these firms is 7 Handyside Street, London, N1C 4DA. NewDay Ltd and NewDay Cards Ltd are regulated and authorised because of the Financial Conduct Authority (FCA) with figures 690292 and 682417 correspondingly. NewDay Ltd can be authorised by the FCA under the Payment Services Regulations 2017 (ref no: 555318) for the supply of re re re payment solutions. Aqua is really a trademark of NewDay Cards Ltd, that will be utilized under licence by NewDay Ltd.

Accountable creditfor the modern globe.

Adjustable APRs range between 12.99per cent 29.49%. Cards released by WebBank, Member FDICPricing and Fee Details

Expanding access through technology.

No fee that is annuallater and came back re re payment fees use)

$500 – $5,000 limitations

APRs 19.99percent – 29.49per cent

2% – 10% money back at choose merchants

Accountable credit without costs.

1% – 1.5% money back and more provides

$500 – $10,000 limitations

APRs 12.99% – 26.99per cent

A new comer to credit

Ive never ever had a bank card, vehicle mortgage or loan.

Ive never really had a credit history.

Im students, an individual a new comer to the U.S., or an official individual on some body elses bank card.

We keep a balance that is healthy my checking/saving records.

Normal credit

We have not defaulted on that loan within the previous 24 months.

I've a restricted credit score, 36 months or less.

Im a gig/part-time worker with out a income that is predictable.

We keep a balance that is healthy my checking/saving reports.

Good credit

We haven't announced bankruptcy or defaulted on that loan within the last few 4 years.

We haven't been a lot more than thirty day period later on any charge card, medical bill, or loan in thelast 12 months.

We have had that loan or credit card for three years or even more with a borrowing limit above $3000.

Information supplied is for guide and suitable this criteria doesn't guarantee approval.

Whenever you make an application for Petal, we make use of your banking history to instantly produce a money Score — a measure of the creditworthiness considering earnings, investing, and cost savings. You could be helped by it be eligible for a a Petal charge card, even though you've never ever had credit prior to.


Take over of one's cash, set a spending plan, and monitor your credit history.


See just what you borrowed from, put up AutoPay, and keep an optical attention on all of your purchases.

Spend Planner

Set a spending plan to check out just how much you've kept to pay.

We offer you with the tools you'll want to build credit and thrive. Whether or not the globe is consistently looking to get you to definitely purchase stuff.

Its radically user that is simplified and mobile application allows you to handle cash, track spending and build credit without considering it.

Whenever people subscribe to the card, theyre offered use of an application that recommends them on money administration decisionsthe app will tell individuals its good to try to pay back their credit that is whole bill the finish regarding the thirty days, but will perhaps not penalize them if they cant.

Petal makes use of an even more holistic and underwriting that is comprehensive to look for the creditworthiness of bank card candidates in comparison to conventional banking institutions that depend predominantly for a candidates FICO rating.

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